Unless you’re planning to pay cash for an income property or to any property which will be profitable in future, you will need some kind of financing. And it is advisable to get preapproved for a loan or you should have enough investment for these kinds of work before you start hunting for a home. Financing options to consider include a conventional mortgage loan, asset-based loans, home equity loans, tax, hard money lenders, and private money lenders. Most of these lenders will require you to have a good credit score in future and a low debt-to-income ratio. When you set up an asset it benefits you in the future, because this amount increases with time and when you have a hard time you can solve your problems by selling a bit, a part, or the whole asset. This will make an easy way in your hard times. Real estate allows us to set up our new assets and use them in the future, or to use by our child in their difficult times. Wise people say that we should accumulate things that are best for us to accumulate our work and assets in our difficult situations. In that case, we have an account and it is established instead of money. Which no one can steal? Man can benefit so much from how many assets he has and can earn more than that. He can collect income through rents.